Travel Insurance - Cancellation Insurance

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Travel Insurance
We strongly recommend you review your health insurance coverage before traveling overseas. Many policies, including Medicare, will not pay for services or hospitalization outside of the country or for emergency evacuation.

Dear Traveler:

Most trips result in wonderful memories. But, on occasion, unexpected events can leave you with cancelled plans and significant unbudgeted expenses. We believe Travel Insurance is an excellent way to cover the investment you’ve made in your upcoming trip. As a service to our valued clients, we have made arrangements to offer a comprehensive travel insurance plan. Our Travel Protection Plan, developed in conjunction with Travel Guard, offers an affordable, broad package of benefits and services to help you enjoy your trip.

Travel insurance is strongly recommended and we suggest that you consider this valuable coverage in addition to your own health insurance policy or other existing insurance policies, should certain other unexpected events arise while traveling. Details will be sent with your trip confirmation and the insurance will be included in your trip package as shown on the trip invoice.

Travel Insurance

The following applies for coverage for all travel programs, except large coach tours, not operated by Lynott Tours:
Premium, regardless of age:

TRAVEL INSURANCE
COVERAGE		PREMIUM
FROM	TO	USD
500	1000	60
1001	2000	120
2001	3000	180
3001	4000	240
4001	5000	300
5001	6000	360
6001	7000	420
7001	8000	480
8001	9000	540
EACH ADDITIONAL	1000	60

Description of Coverage
Schedule of Maximum Benefits Coverages & Services Per Person

Part A – Travel Protection Trip Cancellation	Total Trip Cost*
Trip Interruption	Total Trip Cost*
Missed Connection	$500
Trip Delay	.$500 ($100/day)

*Coverage only included if the required cost has been paid.

Part B – Medical Protection Accident and Sickness Medical Expense	$50,000 ($50 deductible applies)
Emergency Evacuation and Repatriation of Remains	$100,000

Part C – Baggage Protection
Baggage and Personal Effects	$1,000
Baggage Delay	$100

Part D - Travel Accident Protection
Accidental Death & Dismemberment	$25,000
Worldwide Emergency Assistance Services	Travel Guard Assist
Included 24-Hour LiveTravel Assistance

PRE-EXISTING MEDICAL CONDITION EXCLUSION WAIVER If insurance is purchased within 7 days of initial Trip payment, the Pre-Existing Medical Condition Exclusion will be waived. This is applicable to all coverages contained in the policy. The Insured must be medically able to travel when you pay your plan cost. In the event a claim is filed, the Injury or illness must be substantiated to our Claims Department.

Cancellations for Business Reasons: An Insured is terminated from employment subject to three years of continuous employment at the place of employment where terminated.

Description of Coverage



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