Travel Insurance - Cancellation Insurance

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Travel Insurance

We strongly recommend you review your health insurance coverage before traveling overseas. Many policies, including Medicare, will not pay for services or hospitalization outside of the country or for emergency evacuation.

Dear Traveler:

Most trips result in wonderful memories. But, on occasion, unexpected events can leave you with cancelled plans and significant unbudgeted expenses. We believe Travel Insurance is an excellent way to cover the investment you’ve made in your upcoming trip. As a service to our valued clients, we have made arrangements to offer a comprehensive travel insurance plan. Our Travel Protection Plan, developed in conjunction with Travel Guard, offers an affordable, broad package of benefits and services to help you enjoy your trip.

The following applies for coverage for all travel programs, except large coach tours, not operated by Lynott Tours:
Premium, regardless of age:

Per person Trip Cost up to:	Premium
0-$1000	$53
1001-1500	$79
$1501-2000	$106
$2001-2500	$132
$2501-3000	$158
$3001-$4000	$212
Each additional $1000	$53

Description of Coverage
Schedule of Maximum Benefits Coverages & Services Per Person

Part A – Travel Protection Trip Cancellation	Total Trip Cost*
Trip Interruption	Total Trip Cost*
Missed Connection	$500
Trip Delay	.$500 ($100/day)

*Coverage only included if the required cost has been paid.

Part B – Medical Protection Accident and Sickness Medical Expense	$25,000 ($50 deductible applies)
Emergency Evacuation and Repatriation of Remains	$100,000
Escort Expense Limit	$5,000

Part C – Baggage Protection
Baggage and Personal Effects	$1,000
Baggage Delay	$100

Part D - Travel Accident Protection
Accidental Death & Dismemberment	$25,000
Worldwide Emergency Assistance Services	Travel Guard Assist
Included 24-Hour LiveTravel Assistance

PRE-EXISTING MEDICAL CONDITION EXCLUSION WAIVER If insurance is purchased within 7 days of initial Trip payment, the Pre-Existing Medical Condition Exclusion will be waived. This is applicable to all coverages contained in the policy. The Insured must be medically able to travel when you pay your plan cost. In the event a claim is filed, the Injury or illness must be substantiated to our Claims Department.

Cancellations for Business Reasons: An Insured is terminated from employment subject to three years of continuous employment at the place of employment where terminated.

Description of Coverage

For our larger coach tours, not operated by Lynott Tours, the following applies:

Travel Protection Plan Vacation

Trip Cost		USD
up to $1,200		129
$1,201 to $2,000		169
$2,000 and over		189

including "cancel for any reason" trip cancellation waiver Please click for complete information direct from Trip Mate Insurance Agency: TRAVEL PROTECTION PLAN Our comprehensive Travel Protection Plan coverage has just been improved! In addition to the standard coverages outlined on this page we have revised the Tours Trip Cancellation Waiver to allow you to cancel for any reason, up to 3 days prior to departure. The Travel Protection Plan may only be purchased with the initial trip deposit and the plan payment is non-refundable.

Benefit	Maximum Benefit Amount
Accidental Death and Dismemberment	$25,000
Medical Expense/Emergency Assistance	$100,000
Accident and Sickness Medical Expense	Included
Emergency Evacuation and Repatriation	Included
Pre-Departure Trip Cancellation	Up To Trip Cost
Post-Departure Trip Interruption	Up To Trip Cost
Travel Delay (Up to $100 Per Day)	$500
Baggage and Personal Effects	$2,000
Baggage Delay	$250



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