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| Travel Insurance We strongly recommend you review your health insurance coverage before cruising. Many policies, including Medicare, will not pay for services or hospitalization outside of the country or for emergency evacuation. Because the unexpected does sometimes happen, we recommend travel inruance. After all, a vacation can be a big investment. For as little as $40 per person, you can travel worry-free. The following is provided as a synopsis of coverage for residents of New York State. For more detail, please click here. It does not state the specific coverage for your trip. Coverage for your specific state and your specific travel package can be found in your "Certificate of Insurance". This is not intended as a substitute for your "Certificate of Insurance". If you want travel protection for a special trip or vacation, our per-trip products offer a range of services that can provide the coverage you need. PLEASE PURCHASE THIS INSURANCE WHEN YOU SEND IN YOUR TOUR DEPOSIT. Please note, your trip insurance can not be purchased on or after your trip departure date. Benefit and Coverage Level Trip Cancellation/Interruption *Up to amount purchased Emergency Medical/Dental $25,000 Emergency Medical Transportation $300,000 Baggage Coverage $1000 Baggage Delay $200 Travel Delay $500 Missed Connection $500 24-hour Hotline Assistance Included ------------------------------------------------------------------- Premium per person in USD listed below is plus a handling charge of $5. Rates subject to change without notice.
Ask for other trip cost levels and ages. A pre-existing condition waiver is available for trips up to $10,000. For the purposes of determining any Pre-existing Conditions, the effective date of Your insurance will be Your Trip Cancellation Insurance effective date, if Trip Cancellation Insurance is purchased. .jpg) If
I cancel my trip for any reason, do I get all my money back?
No. Trip cancellation coverage refunds prepaid, nonrefundable
payments if you have to cancel your trip for one of the reasons covered by your
policy. Covered reasons include the following: sudden medical emergencies,
financial default of a covered airline, cruise line or tour operator, bad
weather, terrorist incidents, and jury duty. Changing your mind about taking a
trip or having certain business obligations are not covered. If you cancel your
trip for a covered reason, you must notify your travel supplier(s) within 72
hours of the occurrence, otherwise the right to compensation will lapse. “Traveling Companion” is a person traveling with You who must be listed on Your application or who shares the same accommodations as You. “Traveling Companion’s Family Member” is a Family Member of a Traveling Companion, as defined. “Traveling Family Member” is Your spouse, and any of Your unmarried children under age 18, including stepchildren, legally adopted children or grandparents and grandchildren when traveling together without a parent. Any unmarried dependent child, regardless of age, who is incapable of self-sustaining employment by reason of mental illness, developmental disability, mental retardation or physical handicap and who became so incapable prior to age 18 shall, be eligible for coverage. Please read Part VI for what is not covered under this Policy. B. 1. Trip Cancellation/Trip Interruption Trip Cancellation coverage provides benefits for covered expenses You incur for trips canceled up to the time of Your Scheduled Departure Date. Trip Interruption coverage provides benefits for expenses You incur for trips canceled after Your departure. Some reasons: Terrorist Incident in a foreign city to which You are scheduled to arrive within 10 days following the Terrorist Incident and, for Trip Interruption coverage, if Your tour operator (if applicable) does not offer a substitute itinerary; You or a Traveling Companion, who are on Active Military Duty in the United States Armed Forces: having Your personal leave revoked within 10 days prior to Your departure date (as long as such revocation is in writing by a superior officer and is not due to war-related situations, invocation of the War Power Act, base or unit mobilization, unit reassignment for any reason, or disciplinary action); or personal reassignment within 10 days prior to Your departure date, whether temporary or permanent. PART VI. EXCLUSIONS GENERAL PROGRAM EXCLUSIONS: Coverage will not be provided under this Policy for any loss, Injury or illness due to: intentionally self-inflicted harm, or suicide or any attempt thereat; Normal Pregnancy or Childbirth, as defined; Mental or Nervous Health Disorders, as defined; alcohol, substance abuse, or related illnesses; war (whether declared or undeclared), acts of war, active duty in the armed forces (except as provided for under Trip Cancellation/Trip Interruption), civil disorder or unrest; participation in professional athletic events or motor competition, including training; losses due to expected or foreseeable events. For further explanation of benefits, please click here. Please see your "Certificate of Insurance" for specific coverage
Questions? Contact Lynott Tours at 1 (800) 221-2474 USA & Canada
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